Employment Practices Liability Insurance

• What is it?
• Why do I need it?
• What does it cover?
• How much does it cost?
• How do I get it?

What is it?

• covers employment related claims
  • Equal Opportunity
  • Americans with Disabilities
  • Civil Rights
  • Sexual Harassment
  • Age Discrimination
  • MCAD

Why do I need it?

• employment related suits are increasing rapidly
• not covered by commercial general liability (CGL)
• not covered by workers compensation

What does it cover?

• A PROFESSIONAL DEFENSE for allegations of
  • wrongful termination
  • breach of contract
  • discrimination
  • harassment
  • wrongful failure to employ or promote
• settlement, usually subject to deductible and coinsurance

How much does it cost?

• usually several hundred to several thousand dollars

How do I get it?

• submit no-obligation application for quotation